• Full Name (as in government issued ID)
• Driver’s License information
• Mailing address
• Email address
• Telephone number
• Banking Account number
• Routing number
• Date of birth
• Username and password
• Profile picture (optional)
• Business profile or company you are affiliated (Lyft, Uber, Via, Juno, Curb, interalia)
• IP address
• Current billing address
• Mobile/cellular phone Number

If you share with us any Personal Information relating to other people to us or to our service providers in connection with the Services, you represent that you have the authority to do so and to permit us to use the information in accordance with this Online Privacy Policy.

How We May Collect Your Personal Data

We and our Third Party Software Providers, may collect Personal Information in a variety of ways, including:

• Through the Services:We may collect Personal Information through the Services, for example, when you sign up for one of our Cash Advance products,newsletter or request information about one of service and products, such as Cash Advance or any other receivable you may apply for.
• From Other Sources: We may receive your Personal Information from other sources, such as financial institutions, public available information, public databases; joint marketing partners; social media platforms; from people with whom you are friends or otherwise connected on social media platforms, as well as from other third parties such as banks and other financial institutions.

We Use Personal Information as following:

We may use Personal Information or data:

• To respond to your inquiries and process your requests, and provide you with the best customer service.
• To send administrative information to you, such as, information regarding the Services and changes to our terms, conditions, payment reminder or requests,and policies.
• To allow you to apply for products and services, evaluate your eligibility for such products and services, communicate with you regarding your application and provide you with related customer service, whether it has been successful or not.
• To send you targeted marketing communications that we believe may be of interest to you.
• To personalize your experience on the Services by presenting products and offers tailored to you.
• To send you emails through Third Parties Providers for payment in or if you fall in arrears or are unable to make the relevant repayment for your Cash Advance.
• For our business purposes, such as data analysis, audits, risk control, fraud detection, monitoring and prevention, developing new products, enhancing,improving or modifying our products and services, identifying usage trends,determining the effectiveness of our promotional campaigns and operating and expanding our business activities.
• As we deem to be necessary or appropriate: (i) under applicable law; (ii) to comply with laws and regulations and to comply with legal process and law enforcement requirements; (iii) to respond to requests from public and government authorities, including public and government authorities outside your state of residence; (d) to enforce our terms and conditions; (e) to protect our operations or those of any of our affiliates, including but not limited to DWOLLA;(f) to protect our rights, privacy, security, safety or property, and/or that of our affiliates, Third Party Software Provider, Dwolla, you or others; and (g) to allow us to pursue available remedies or limit the damages that we may sustain.

This is How Cabicash Solutions, INC, May lawfully disclose your Personal Data

Your Personal Information will be shared consistent with the U.S. Consumer Financial Information Rule. For example, Personal Information may be shared: (i)under applicable law; (ii) to comply with legal process; (iii) to respond to requests from public and government authorities; (iv) to enforce our terms and conditions;(v) to protect our operations or those of any of our affiliates; (vi) to protect our rights,privacy, safety or property, and/or that of our affiliates, you or others; (vii) to allow us to pursue available remedies or limit the damages that we may sustain; and (viii) inthe event of any reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of our business, assets or stock (including in connection with any bankruptcy or similar proceedings).

Other users of the Services and the general public

Please be reminded that any information you post or disclose on or through our,profile pages and blogs and other services to which you are able to post information and materials (including our Social Media Pages) will become public information, and may be available to users of the Services and to the general public. We urge you to use discretion when deciding to disclose your Personal Information, or any other information, on the Services.

Other Information

Other or Additional Personal Data We May Collect

“Other Information or Additional” is any information that does not reveal your specific identity or does not directly relate to an individual, such as:

• Browser and device information
• App usage data
• Information collected through cookies, pixel tags and other technologies
• Demographic information and other information provided by you
• Aggregated information

How We May Collect Other Information

We and one of our Third Party Software Provider, Dwolla may lawfully collect Other Information in a variety of ways, including:

• Through your browser or device: Certain identifying information is collected by most browsers or automatically through your device. We use this information to ensure that the Services function properly.
• Through your use of the UALETT App: When you download and use the UALETT App, we and our Third Party Software Provider, Dwolla, may track and collect UALETT App usage data.
• Please be aware you will need to agree to additional terms and conditions when downloading the UALETT App. Especially those from Third Party Software Provider, Dwolla in order to successfully complete your request or any other operation through our platform.
• Please note that in most instances, a download of the UALETT application alone will NOT be enough to determine your eligibility to accessing our services. We urge you to carefully review our ToS and this Privacy Policy,below, for a complete list of all the information and documentation you are required to submit online.
• Using cookies: We may use cookies and similar technology on our Application and in our emails. Cookies are very small text files that may be stored on your computer or handheld device when you visit a website or viewimages or click on a link in an email. This technology works in different things,such as letting you navigate between web pages efficiently and remembering your preferences. In emails they help us to understand whether you have opened the email and how you have interacted with it.
• Our platform give you more information on this technology, how and where we use the technology and how you can control it or opt out. UALETT, as a mobile application functions with cookies. Cookies help us give you a better service e.g. showing relevant tailored adverts to you across all UALETT services and platforms. By using UALETT mobile application or closing this message you agree to our use of cookies.
• Using pixel tags and other similar technologies: Pixel tags (also known as web beacons and clear GIFs) may be used in connection with some Services to,among inter alia, track the actions of users of the Services (including email recipients), measure and compile statistics about usage of the Services and response rates.
• IP Address: Your “IP Address” is a number that is automatically assigned to the computer that you are using by your Internet Service Provider (ISP). An IP Address may be identified and logged automatically in our server log files whenever a user accesses the Services, along with the time of the visit and thepage(s) that were visited. We use IP Addresses for purposes such as calculating usage levels of the Services, helping diagnose server problems, and administering the Services.
• Physical Location & Time Zone (s): We may collect the physical location of your device to provide you with personalized location-based services and content.
• From you: Other personal data or information, such as your location or your preferred means of communication, is collected when you voluntarily provide this information. You can request us to remove any or all the information you have provided us with.
• Universally Unique Identifier of your handheld (UUID)
• Application Version Installed
• Mobile Phone Model (IOS, Android, etc.
• By aggregating information: Aggregated Personal Information does not personally identify you or any other user of the Services, (for example, we may aggregate Personal Information to calculate the percentage of our users who have a particular telephone area code).

We tell you How We May Use and Disclose Other Information collected or provided by you

Please note that we may use and disclose Other Information for any purpose we and our Trusted Business Partners, except where we are required to do otherwise under applicable law. If we are required to treat Other Information as Personal Information under applicable law, then we may use and protect it for all the purposes for which we use and disclose Personal Information.

In some instances, we may combine Other Information with Personal Information(such as combining your name with your geographical location, your name and company you are affiliated with, telephone number and or e-mail address). If we combine any Other Information with Personal Information, we will treat the combined information as Personal Information.

Our Third Party Software Provider (s)

In order to guarantee a satisfactory experience, Cabicash Solutions, INC, interacts with several Third Party Providers that are listed in this Online Privacy Policy.

This Online Privacy Policy does not address, and we are not responsible for, the privacy, information or other practices of any Third Parties, including any third party operating any site or service. For instance, Dwolla and Plaid.

Please note that we are not responsible for the collection, usage and disclosure policies and practices (including the data security practices) of other organizations,such as Instagram, Facebook, Apple, Google, Microsoft, or any other app developer,app provider, social media platform provider, operating system provider, wireless service provider or device manufacturer, including any Personal Information you disclose to other organizations through or in connection with the Apps or our Social Media Pages.

Tailored Advertising

Online Behavioral Advertising (OBA) helps us serve you marketing messages that are relevant to you, based on your behavior on the web and the usage of UALETT. If You don’t want to receive targeted advertising, you can opt out of OBA. This would remove your information from collection across UALETT, our affiliates, Third Party Software Providers.

If you choose to opt out of advertisements or sharing any personal data with us, you will still see ads, but they will probably be less relevant to you.

Your Security comes First

We seek to use reasonable organizational, technical and administrative measures designed to protect Personal Data within our platform. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of your account or someone’s you have referred to use our services, you might have with us has been compromised), please immediately notify us of the problem by contacting us in accordance with the “Contacting Us” section below.

If you reasonably believe that the information you have shared with us is at risk, you are entitled to:

To request access to, or erasure of, the personal data we hold about you.

To request us to restrict the processing of the personal data we collect and hold about you.

To object to us processing any personal data relating to you.

You have the right to obtain certain personal data from us in a format that can be transferred electronically to a third party.

Your Choice Based on our Advertising Strategies

If you no longer want to receive marketing-related texts or emails from us on a going-forward basis, you may opt out by following the instructions contained in such email.We also tell how to stop receiving these emails or texts.

We will try to comply with your request(s) as soon as reasonably practicable. Please also note that if you do opt-out of receiving marketing-related emails from us, we may still send you important administrative messages, and you cannot opt-out from receiving administrative messages. Especially those in connection with your account with us.

Keeping your account information up-to-date is very important. If you believe your account information is incomplete or not current, please contact us by email contact@ualett.com or calling the following number (646) 513-4224.

Use of our Services by MINORS

The Services are not directed to individuals under the age of twenty-one (21), and we request that these individuals do not provide Personal Data through the UALETTApp.

Governing Law

The Services are controlled and operated by Cabicash Solutions, INC (DBAUALETT), and Third Party Software Providers and other trusted business partners,in the United States, and are not subject to the laws or jurisdiction of any state,country or territory other than that of the United States. Your Personal Information May be stored and processed in any country where we have facilities or in which we engage service providers, and by using the Services you consent to the transfer of information to countries outside of your state or country of residence.

Online Updates of Our Privacy Policy and APP Version

We may change this Online Privacy Policy. Please take a look at the “Last Updated”legend at the top of this page to see when this Online Privacy Policy was last revised and updated. Any changes to this Privacy Policy will become effective when we post the revised Online Privacy Policy on the Services.

Notice that UALETT may change or cancel the availability of any services at anytime with or without previous notice. You are not entitled to use the App or any other services provided by Cabicash, INC, in any way that could harm them or impair anyone else’s use of them. You may not use the platform to try to gain unauthorized access to any service, data, account or network by any mean. Your use of theServices following these changes means that you accept the revised Online Privacy Policy.

Getting in Touch with Us

If you have any questions about this Online Privacy Policy, please contact us by email contact@ualett.com or dialing the following numbers: (646) 513-4224.